Company adjuster
- Employed by carrier
- Advocate for carrier's interests
- Compensation tied to carrier performance
Independent adjuster
- Contract firm, retained by carrier
- Often handles catastrophic overflow
- Compensation from carrier per file or per diem
Public adjuster
- Retained by and accountable to the insured
- Florida 3-20 license
- Contingency fee from claim recovery
- Fla. Stat. 626.854 regulated