The math
- You pay nothing if there's no recovery
- Our fee is a percentage of what we recover
- The question isn't "is the fee reasonable" but "will engagement produce a larger net recovery than DIY?"
For most complex claims, the answer is yes.
Our documented case results
Three claims surfaced on our homepage:
- Sanibel hurricane: $194,000 carrier offer → $740,553 final settlement (+281.7%)
- Fort Myers Beach commercial: $678,026 offer → $1,793,588 settlement (+164.5%)
- Stuart residential: $134,260 offer → $377,000 settlement (+180.7%)
Even after our contingency fee, the net recovery to the policyholder is substantially higher than the initial offer.
When we tell clients we can't help
If a claim has already settled reasonably, or the additional recovery potential is too small to justify engagement, we tell the client. Free claim reviews exist so you can make an informed decision: including the decision not to engage us.
Public data
FAPIA research and OPPAGA findings have historically shown Florida policyholders with public adjuster representation receive materially higher settlements on property insurance claims, particularly after hurricanes.