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Ocean Point Claims Company
Ocean Point Claims:mold clearance testing disputes
Mold Damage Guide

Mold Clearance Testing Disputes

Remediation isn't complete until clearance testing verifies success. When clearance fails, the work isn't done, and the claim scope expands. Knowing what clearance requires and when to challenge a 'pass' that shouldn't have passed is essential.

What clearance testing verifies

Visual inspection

  • No visible mold in the remediated zone
  • All affected materials removed
  • Clean surfaces throughout

Moisture verification

  • Affected materials and substrates dry
  • Equilibrium moisture content achieved
  • No active water source

Air sampling

  • Spore counts at or below baseline
  • No elevated species compared to outdoors
  • Meeting IICRC S520 clearance criteria

Surface sampling (when applicable)

  • No elevated spores on previously affected surfaces
  • Dust testing via ERMI or similar

When clearance should fail

  • Visible mold remaining (sometimes found only after containment removal)
  • Moisture in cavities still present
  • Air samples show elevated spore counts
  • Adjacent rooms show spore counts (cross-contamination)
  • Musty odor detected

Ocean Point Claims:mold exclusion loopholes

When clearance questionably passes

  • Sampling method inadequate (single sample, wrong location)
  • Outdoor baseline not properly established
  • Lab used is carrier-contracted rather than independent
  • Remediator self-cleared without third-party verification

Counter-testing approach

  • Independent IH performs post-remediation testing
  • Multiple samples (visible area, adjacent rooms, HVAC)
  • Accredited lab
  • Comparison to baseline
  • Written clearance report

Ocean Point Claims:health related mold claim arguments

When additional work required

  • Identify the specific failure mode
  • Additional containment for re-remediation
  • Scope additional materials for removal
  • Re-test after additional work
  • Document all as part of original claim scope

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