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Ocean Point Claims:what is pre suit notice
FAQ

What is pre-suit notice in Florida insurance litigation?

Fla. Stat. 627.70152 (enacted 2021) requires a policyholder to send a pre-suit notice at least 10 business days before filing a lawsuit against a Florida property insurer. The notice triggers a mandatory inspection/settlement window.

What the notice must include

  • Statutory citation
  • Alleged amount in dispute
  • Supporting documentation
  • Estimate of damages

Carrier response window

Carrier has 10 business days to respond: make a settlement offer, request inspection, or invoke appraisal.


Ocean Point Claims:do i need multiple estimates

Why it matters

Failure to provide a compliant pre-suit notice is grounds for dismissal. Attorneys handle this; DIY suit filing without notice will fail.

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