Why it matters
- Old Florida homes have pre-code roofing, electrical, plumbing
- Code upgrades triggered by storm repairs can exceed $30,000 on older homes
- Without this coverage, the insured pays out of pocket
Three parts (A, B, C)
- A: Loss to undamaged portions of building from enforcement of code
- B: Demolition / debris removal of undamaged portions
- C: Increased cost of construction to code
Policy amounts
Default 10% of dwelling is often insufficient. Higher limits (25%, 50%, 100%) are usually available at renewal.