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Ocean Point Claims:what happens if my adjuster is replaced mid claim
FAQ

What happens if my insurance adjuster is replaced mid-claim?

Adjuster reassignment is common in Florida, particularly during storm surges. When it happens, verbal promises made by the prior adjuster can evaporate. Documentation is your only protection.

Why reassignment happens

  • Caseload rebalancing
  • Adjuster leaves the company
  • Escalation to a senior adjuster
  • Specialty claim (large loss, complex coverage)

What to do

  1. Confirm the new adjuster's contact information in writing
  2. Request a summary of prior communications and agreements
  3. Submit any prior verbal promises in writing with a "confirming our prior discussion" note
  4. Resubmit outstanding documentation requests

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Why documentation matters

If the new adjuster has no record of the old adjuster's promise, the only surviving record is what's in writing.

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