What each item needs
- Description
- Age / year purchased
- Original cost (if known)
- Replacement cost
- Photo if available
- Room location
Depreciation on contents
Contents typically depreciate faster than dwelling: electronics, clothing, and furniture often at 10–20% per year.
Documentation tips
- Pre-loss photos / videos (even cell phone walk-throughs)
- Receipts, credit card statements
- Owner's manuals
- Shipping records for online purchases