By Eli Goins · FL DFS #P159790 · Reviewed: · 1 min read
Short answer: Yes. A Florida 3-20 public adjuster license authorizes representation on commercial property, business interruption, and large-loss claims, not just residential. Adjusters handle retail, office, and industrial property, condo association master policies, HOA common elements, and commercial roofs. Commercial claims are larger and more document-intensive, so experience levels the playing field against sophisticated carrier teams.
Commercial claim types we handle
- Commercial property (retail, office, industrial)
- Business interruption / loss of business income
- Condo association master policy
- HOA common element
- Commercial roof (single-ply, TPO, metal, modified bit)
- Restaurant / hospitality loss
Why it matters
Commercial claims are larger, more document-intensive, and involve more sophisticated carrier teams. A PA with commercial experience levels the playing field.