What permits cost in Florida
- Roofing permit: $100-$500 typical
- Electrical permit: $50-$200
- Plumbing permit: $50-$200
- HVAC permit: $75-$250
- Structural permit: $200-$2,000+ (value-based)
- Building permit for major rebuild: 1-3% of construction value
Why permits are required
Scope triggers
- Roofing replacement typically
- Electrical, plumbing, HVAC work
- Structural modifications
- Window / door replacements (in many jurisdictions)
Florida Building Code
- Permit required for most post-loss work
- Inspection required to pass
- Certificate of Completion issued

Common disputes
- "Permit not required" claim (often wrong)
- "Included in base scope" characterization
- Reduced permit cost to "typical"
- Omission of inspection fees
How to claim
Document specific permit requirement
- Local jurisdiction code
- Contractor statement on requirement
- Type of permit (building, electrical, plumbing, etc.)
Actual cost
- Permit office fee schedule
- Contractor's actual paid receipt
- Inspection fees included
Supplement if omitted
- Submit permit receipt
- Request specific line addition
- Cite jurisdiction requirement

