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Ocean Point Claims Company
Glossary

Mitigation

The insured's duty to take reasonable steps to protect property from further damage after a loss.

Typical mitigation

  • Tarp a damaged roof
  • Extract standing water
  • Board up broken windows
  • Dry out wet materials
  • Secure the property

Covered cost

Reasonable mitigation cost is typically a covered claim expense, not counted against dwelling limit.

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