About Robert
Robert Malcolm is Ocean Point's Northwest Florida public adjuster and the firm's specialist in weather-related property losses: hail, lightning, wind, tornado, and the wear-and-tear defenses carriers routinely raise against them. Based on the Florida Panhandle with a family in Fort Walton Beach, he's the person handling post-Michael, post-Sally, and post-Helene work across the Panhandle and west Florida markets.
Specialty claim types
- Hail damage (shingle, tile, metal roofing)
- Lightning and electrical surge claims
- Wind and tornado damage (residential and commercial)
- Wear-and-tear defense challenges
- Roof claims across every roofing type
- Panhandle hurricane claims (Michael, Sally, Helene supplemental work)
Credentials
- Florida DFS License: #W716942
- Education: Auburn University
- Based in: Fort Walton Beach, serving the Panhandle and statewide
How Robert works
Weather-damage claims turn on correlation: tying the damage pattern to a specific event (date, wind speed, hail size) using NOAA data and forensic pattern analysis. Robert's approach is to document the event-to-damage correlation before the carrier's engineer has a chance to frame it differently.
On wear-and-tear disputes, Robert builds the record showing specific sudden-event damage patterns (uniform wind uplift, debris strike, impact marks) that age-related deterioration can't produce. That documentation is often the single piece of evidence that reverses a denial.
Languages
English
Contact
Call (888) 824-1306 for hail, lightning, wind, tornado, or Panhandle claims. Or submit a free claim review.