You have the choice
In almost every Florida claim, the insured selects the contractor. The carrier may suggest; you decide.
What to evaluate on any contractor
- Florida license: verify at myfloridalicense.com
- General liability and workers' comp insurance
- References on Florida work
- Written estimate aligned with your scope
- Lien-waiver discipline
Warnings about preferred vendors
- Scope often capped at carrier's estimate
- Insurer may pressure warranty-only work
- Disputes later are handled by the carrier, not you