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Ocean Point Claims Company
Glossary

Exclusion

A policy provision removing specific causes of loss, property, or circumstances from coverage.

Common Florida exclusions

  • Flood
  • Earthquake
  • Mold (above sublimit)
  • Wear and tear
  • Ordinance or law (above sublimit)
  • Neglect

Burden of proof

On the carrier, typically, to show an exclusion applies.

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