Broward County Public Adjuster

About Broward County property insurance claims

Broward County is a significant Florida insurance market: claim frequency, carrier concentration, and storm exposure vary materially across our coverage area. Ocean Point Claims represents Broward County policyholders from intake through settlement.

Broward experienced significant impacts from Irma (2017) and more recent tropical systems crossing Florida's east coast. Waterway-adjacent neighborhoods (Fort Lauderdale, Hollywood) have elevated wind-driven rain and surge exposure.

Cities we serve in Broward County

• Fort Lauderdale
• Hollywood
• Pembroke Pines
• Coral Springs
• Plantation
• Weston
• Davie
• Sunrise
• Miramar
• Pompano Beach
• Cooper City
• Parkland

Every city page linked above carries the same licensed-adjuster representation, the same Florida DFS license, and the same contingency-fee structure.

Broward County carrier landscape

Citizens, Universal, UPCIC, and American Integrity are active writers in Broward. Claim scope tends to under-index on roof and soffit damage in the inland suburbs (Weston, Plantation) where carriers argue wear-and-tear rather than storm loss.

Why Broward County property claims are often underpaid

Claim underpayment in Broward County typically traces to three factors:

1. 1Scope reduction. The carrier's field adjuster or third-party inspector documents less damage than a full Xactimate estimate supports.
2. 2Coverage-disputation tactics. Sudden-and-accidental losses recharacterized as gradual, wear-and-tear, or excluded-peril.
3. 3Delay as leverage. Statutory response deadlines (Fla. Stat. 627.70131) breached in a way that pressures you to accept partial payment to close the claim.

Each of these is beatable with proper documentation, a full re-estimate, statute-grounded demand letters, and escalation through appraisal, mediation, or Civil Remedy Notice when the carrier will not pay fairly.

How Ocean Point handles Broward County claims

1. 1Free claim review. A licensed Florida public adjuster reviews your policy, the denial or settlement letter, and the damage documentation at no cost.
2. 2On-site inspection. We inspect the property, document the full scope of loss, and photograph / measure per Xactimate standards.
3. 3Policy review. Every coverage, endorsement, and exclusion is identified and cross-referenced against the documented scope.
4. 4Submission and negotiation. We submit the claim package and negotiate on scope and pricing, line item by line item.
5. 5Resolution. Settled directly where possible; escalated to appraisal, mediation, or CRN when the carrier refuses to pay fairly.

Talk to a Broward County public adjuster

Call (888) 824-1306 or get a free claim review now. Licensed Florida public adjusters, 21+ years of experience, 500+ mediations. No recovery, no fee.