At a glance
- Location: Fort Myers, Florida
- Claim type: Hurricane (residential, wind-before-flood)
- Carrier offer: $0 (denied)
- Final settlement: $25,000
- Increase: $25,000
What happened
Michael's home was damaged by wind before floodwaters washed the structure away. Without flood insurance, the carrier denied the claim.
How Ocean Point handled it
Eli Goins of Ocean Point Claims used weather and technical data to prove wind damage occurred first, isolating the wind-caused loss from the excluded flood loss.
The result
The denial was overturned and the claim settled for the wind-caused portion of the damage.