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Ocean Point Claims Company
Case Study

Carl & Suzie, Sanibel: Hurricane Milton Residential Claim

Carrier offered $194,000 after Hurricane Milton. Eli Goins of Ocean Point Claims documented the full scope, challenged the carrier's position, and resolved the claim for $740,553.

At a glance

  • Location: Sanibel, Florida
  • Claim type: Hurricane (residential)
  • Carrier offer: $194,000
  • Final settlement: $740,553
  • Increase: $546,553 (+281.7%)

What happened

Carl and Suzie's home suffered severe damage during Hurricane Milton. The insurance company issued an initial payment of $194,000, which was far below what was needed to repair the home. The claim process became drawn out and frustrating, with repeated requests for documents that had already been provided.


Ocean Point Claims:carrier delay case documentation

How Ocean Point handled it

Eli Goins of Ocean Point Claims stepped in, documented the full scope of damage, challenged the carrier's position, and pushed back on the delays and the undervaluation.


The result

The claim was ultimately resolved for over $740,000, allowing Carl and Suzie to properly restore their home.

Related

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License
FL DFS #W829547
Experience
21 years · 500+ mediations
Rating
5★ (85 Google reviews)
Fee
No recovery, no fee
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