Are You Prepared for the 2020 Florida Hurricanes?

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The hurricane season starts around June 1st, reaches its peak on September 10th, and ends on November 30th. This, however, does not mean that a hurricane cannot form at other times of the year.

The World Meteorological Organization (WMO) is tasked with developing the names for all Atlantic and Northern Pacific storms. WMO has six lists of hurricane names, which means a list of hurricane names is recycled every six years. This year, you will hear names recycled from the 2014 list. The names are:

  • Hurricane Arthur
  • Hurricane Cristobal
  • Hurricane Dolly
  • Hurricane Bertha
  • Hurricane Fay
  • Hurricane Edouard
  • Hurricane Hanna
  • Hurricane Gonzalo
  • Hurricane Isaias
  • Hurricane Omar
  • Hurricane Paulette
  • Hurricane Josephine
  • Hurricane Teddy
  • Hurricane Sally
  • Hurricane Kyle
  • Hurricane Laura
  • Hurricane Marco
  • Hurricane Nana

Hurricane Preparedness

Hurricanes are among the most destructive forces in nature. They can damage property and shatter lives in seconds. While you can’t stop a hurricane, you can take steps in time to protect your property and family from the destructive force of a raging storm. Preparing for the 2020 hurricanes now can help your property and your business property minimize the impact of the imminent hurricanes.

If you live in a high-risk hurricane zone like Florida, Ocean Point Claims Public Adjusters advices that you prepare adequately for the impending hurricane season. Don’t wait until a storm watch is issued, as it may be already too late to take some of the precautions outlined in this article.

Take the steps in time and you will reduce property damage significantly, get through the hurricanes season with less stress, and make hurricane damage settlement easy.

Our Florida Public Adjusters Have You Covered During Hurricane Season and After!

Our public adjusters are professionals who are licensed by the state to represent your best interests in a property insurance claim. In case you suffer a loss as a result of a storm or hurricane, it is advisable to call us immediately to help with making your next decision with your property damage.

In Florida, a large number of hurricane claims are roof damage claims caused by the dangerous winds that will cause extensive damage to your home or business. A Catergory 1 hurricane can damage shingles, vinyl siding and gutters. Also, large branches of trees can snap off and rooted trees may be toppled on to your property says the National Hurricane Center and Central Pacific Hurricane Center (NOAA).

If you live in Florida, it is extremely important that you insure your residential or commercial property against the Florida hurricanes and make sure your policy limits are at a limit that will cover damages done to your home or business. Many property insurance claims, are notoriously undervalue and underpaid and that’s where Ocean Point Claims public adjusters come in helpful. We will help you all through the cumbersome process of filing documents, understanding policy lingo and negioate your claim till you get maximum settlement for your hurricane property damage.

Ocean Point Public Adjusters’ Hurricane Preparation Tips

The National Hurricane Center has forecasted that at least six tropical storms will mature into hurricanes in 2020. It is crucial that you follow our public adjusters’ hurricane preparation tips, to minimize damage and make hurricane damage settlement easy.

Follow Mike’s Weather Page

  • Check Your Insurance Policy

Many homeowners aren’t sure if they are insured against damages caused by winds, water, and storms, among other weather elements. Some insurance policies provide coverages for just one or two items, while some cover more. When looking over your policies, take careful notice of policy limits and hidden language in your policy like “right to repair” which allows the insurance company to choose which companies come to repair your home.

Peruse over your insurance policy and note what the coverage entitles you to, and what it doesn’t. If you have a problem understanding, call Ocean Point Claims to give you a professional opinion of your policy coverage. Ocean Point public adjusters have years of experience in analyzing insurance policies to help clients know what policy is good for you.

  • Take Clear Pictures and Videos of Your Property Before the Hurricane

Pictures and videos of your property before the storm damage will be viable evidence of the condition of your property prior to the storm. We cannot overemphasize to homeowners the need to take photographs of the internal and external spaces of their properties before a storm or hurricane strikes. The pictures, videos and all your important documents should be kept safely where they cannot be damaged by the hurricane. If convenient, keep copies of the documents in cloud storage folders.

  • Secure your property

Securing your residential or commercial property will minimize the damage on the property when the hurricane strikes. Cover the windows with wooden boards, clear the gutters, strap the roof, reinforce the doors, store all outdoor furniture, and, most importantly, organize for an evacuation plan for you and your family during a hurricane.

  • Stock Up on Supplies

Stock your hurricane survival kit with items that will keep you going for the forecasted duration of the hurricane. Include water, toiletries, food, essential accessories, work and travel documents, and medication. Make sure you stock up ahead of a hurricane before stores run out of supplies.

  • Keep Copies of Receipts for Hurricane Displacement Expenditures

Ocean Point recommends that during the storm, keep copies of receipts of all expenses related to being displaced from your residential property by the hurricane.

  • Take Clear Picture and Videos of Property After the Hurricane

After the storm, take clear photographs and videos of all damages and missing items that you have lost as a result of the storm. Clear photos and videos will be crucial in making claims and evaluating your losses.

  • Call Ocean Point Public Adjusters Immediately to Start the Claims Process

Ocean Point has a team of experienced public adjusters who will help you take the stress out of the claims process. Our public adjusters have extensive experience in storm damage insurance claims, and we speak the insurance lingo! We will walk you through every step of the way to get you the maximum settlement you deserve.

Give us a call today, you will be glad you did!

Call us today at (888) 824-1306!

OR you can contact us by filling out our contact form.
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