Skip to content
Ocean Point Claims Company
Ocean Point Claims:settling before mitigation is complete
Mistake to Avoid

Mistake: Settling Before Mitigation Is Complete

Settling a claim before mitigation work is complete is one of the most expensive mistakes Florida policyholders make. Hidden damage, behind walls, under flooring, in HVAC, surfaces only during demolition and dry-out.
Get a Free Claim Review 📞 (888) 824-1306

What gets missed before mitigation

  • Wall-cavity moisture and mold
  • Subfloor damage
  • HVAC contamination
  • Electrical corrosion
  • Insulation replacement
  • Framing damage

The right sequence

  1. Emergency mitigation (tarp, extract, dry)
  2. Demolition to expose hidden damage
  3. Full scope assessment with all damage visible
  4. Then negotiate and settle
Ocean Point Claims:communicating with the carrier verbally

If you've already settled

Supplemental claim under Fla. Stat. 627.70132 within the 18-month window.

Related

Ready to talk to a licensed Florida public adjuster?

Free claim review. No recovery, no fee. Answered 24/7.

Get a free claim review 📞 (888) 824-1306
License
FL DFS #W829547
Experience
21 years · 500+ mediations
Rating
5★ (85 Google reviews)
Fee
No recovery, no fee
📞 (888) 824-1306Free Claim Review