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Ocean Point Claims Company
Ocean Point Claims:ale additional living expense
Glossary

Additional Living Expense (ALE)

Insurance coverage that pays the increase in cost of living when a covered loss makes your home uninhabitable.

What ALE pays

  • Hotel / temporary rental
  • Meals above normal
  • Pet boarding
  • Increased commute costs
  • Storage and laundry

Limits

Typically 10–20% of Coverage A (dwelling) or capped by duration (12–24 months).

Documentation required

Receipts for every expense. Reimbursement-based.

Related

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