MOLD DAMAGE INSURANCE CLAIMS
Call the experts at Ocean Point Claims to help you through the claims process.
Mold can be scary – BLACK MOLD
If mold isn’t taken care of quickly it can cause major health problems as well as possibly lead to insurance claim problems. Mold can result from a leaky pipe or even a roof leak where visible water stains are present. Often times the mold is hidden within the walls, ceiling attic and even under cabinets. Ocean Point works with many mold remediation companies that do not charge our clients for their water mitigation and mold remediation services.
Mold claims are complicated - FUNGI
We will thoroughly document your damages ensuring the maximum settlement that you are entitled to. Our experienced public adjusters work for you to maximize your mold and water damage insurance claim. We can help you restore your life and get the money you deserve. Have you already filed your claim and your insurance company has told you that it is “closed”? We can reopen underpaid and denied claims!
WHAT TO DO AFTER MOLD DAMAGE OCCURS
If you have experienced a loss such as a roof leak or a plumbing failure it is important to contact Ocean Point right away so that we can dispatch the proper experts to your home or commercial property immediately. It is critical to minimize the damage from the water as fast as possible as water and vapor cause mold. We never charge for advice. Helping the public is what we do! Even if you don’t plan on hiring a public adjuster, we are here to answer your questions. Call us now at 888-824-1306!
We can’t stress this one enough. Take a lot of photos and video of the damage. You can’t take too many photos after a water and mold damage claim. Photos and video help document your damages. Damages to your home, business and personal property. When taking video, move the camera slower than you think you need to as you may rely on the videos someday if you’re underpaid. Go room by room. Feel free to narrate your video, your words can be very powerful to a jury should your insurance company mishandle your claim.
As soon as possible, notify your insurance company and or insurance agent. Immediately request that a certified copy of your insurance policy be sent to you. This is your insurance contract. You don’t know what you’re covered for if you don’t have your policy. Remember, it may have been damaged by water.
Get a notebook and folder, you must get and remain organized. You will regret this if you don’t. Write down the name and contact information for everyone that you speak with after the loss and during claims process. Again, it is best to start this immediately after you find the mold damage. If you do not hire a public adjuster to handle your claim, make sure to make a log of every person, date and time that you speak to at the insurance company. Keep business cards that you receive with these notes. Don’t forget to write down all of your expanses and keep the receipts in your folder.
Don’t sign anything without doing your research or seeking help from a licensed industry expert. Many companies will attempt to pressure you into signing an assignment of benefits form, also known as an AOB. While assigning the benefits of your policy allows the individual to collect their fees from the insurance company directly, these contracts are tricky, and you could be signing away your rights to items such as your personal belongings coverage. These companies may even place a lien on your property if the insurance company doesn’t pay. Do your homework and research as wrong decisions after a mold issue can have long lasting consequences regarding what you recover from your mold insurance claim. Your insurance company may present you with blank forms to fill out. Never fill these out without consulting the advice of an expert first. Some of these documents are sworn, such as a proof of loss or POL. Even if you’re not our client, call us anyways, we will provide the best answers for you that we can!
Ocean Point can help you find a reputable local water extraction or mold remediation company to start the mitigation process and mold remediation process. Then we will discuss your claim as well as your options and start your claim. We will take the stress out of the situation and deal with the insurance company on your behalf. To get started, call us at (888) 824-1306 today!
Help with your mold damage claim
Even minor mold damage can be stressful as the insurance company may issue a mold damage claim denial if the cause of the loss isn’t covered. Your policy may even have a low mold damage limit. It is important to seek the advice of a licensed mold damage public adjuster. Often Ocean Point is able to prove to the insurance company why and how they may be improperly applying the mold damage policy limit. We have a very high success rate at overturning denials. Are you thinking to yourself, how do I find a public adjuster near me? Call Ocean Point and find out how we often get clients up to 747% more than if they were to handle the claim on their own.
COMMON MOLD DAMAGE SOURCES
- Broken supply line leak
- Broken or burst pipe leak
- Ice maker line leak
- Dishwasher leak
- P-trap leak
- Water Filtration System leak
- Bathroom leak
- Skylight leak
- Garbage disposal leak
- Plumbing leak inside of wall or ceiling
- Roof leak
- Window leak
- Air Conditioner or HVAC leak
- Chimney leak
- Toilet leak
- Shower pan leak
- Water Heater leak
- Sewer Backup
- Washing Machine leak
- Kitchen leak
- Attic leak
MOLD DAMAGE NETWORK VENDOR TYPES
- Water damage restoration companies
- Water extraction
- Water cleanup
- Water removal
- Carpet water damage
- Mold removal company
- Mold remediation companies
- Black mold
- Mold testing
- Plumber
- HVAC technician
- Window repair
- Roofer
