Water damage, plumbing & roof leak insurance claims

Call the experts at Ocean Point Claims to help you through the claims process.

Water damage is often caused by a pipe or pluming leak or burst, water heater leak, air conditioner condensation leak, supply line burst, toilet overflow, roof leak, window leak and needs to be removed immediately. The presence of water causing drywall damage can promote rapid fungi growth. Seeking assistance with your water damage insurance claim is vital to the insurance claim process so that you comply with all policy provisions and avoid a denial of your claim.

Ocean Point is a one stop shop, we can point you in the right direction for water mitigation services to for water cleanup. Our professional public adjusters work for you to maximize your water damage insurance claim. Let us help you restore your life and get the money you deserve.

Have you already filed your claim and your insurance company has told you that it is “closed”? We can reopen underpaid and denied claim and negotiate your claim for the maximum amount so you can recover!

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What to do after Water Damage occurs?

If you have experienced a flood from rising water or plumbing failure it is important to contact Ocean Point right away so that we can dispatch the proper experts to your home or commercial property immediately. It is critical to minimize the damage from the water as fast as possible. We never charge for advice. Helping the public is what we do! Even if you don’t plan on hiring a public adjuster, we are here to answer your questions. Call us now at 888-824-1306!

We can’t stress this one enough. Take a lot of photos and video of the damage. You can’t take too many photos after a water damage claim. Photos and video help document your damages. Damages to your home, business and personal property. When taking video, move the camera slower than you think you need to as you may rely on the videos someday if you’re underpaid. Go room by room. Feel free to narrate your video, your words can be very powerful to a jury should your insurance company mishandle your claim.

As soon as possible, notify your insurance company and or insurance agent. Immediately request that a certified copy of your insurance policy be sent to you. This is your insurance contract. You don’t know what you’re covered for if you don’t have your policy. Remember, it may have been damaged by water.

Get a notebook and folder, you must get and remain organized. You will regret this if you don’t. Write down the name and contact information for everyone that you speak with after the loss and during claims process. Again, it is best to start this immediately after the leak or flood. If you do not hire a public adjuster to handle your claim, make sure to make a log of every person, date and time that you speak to at the insurance company. Keep business cards that you receive with these notes. Don’t forget to write down all of your expanses and keep the receipts in your folder.

Don’t sign anything without doing your research or seeking help from a licensed industry expert. Many companies will attempt to pressure you into signing an assignment of benefits form, also known as an AOB. While assigning the benefits of your policy allows the individual to collect their fees from the insurance company directly, these contracts are tricky, and you could be signing away your rights to items such as your personal belongings coverage. These companies may even place a lien on your property if the insurance company doesn’t pay. Do your homework and research as wrong decisions after a leak can have long lasting consequences regarding what you recover from your water damage insurance claim. Your insurance company may present you with blank forms to fill out. Never fill these out without consulting the advice of an expert first. Some of these documents are sworn, such as a proof of loss or POL. Even if you’re not our client, call us anyways, we will provide the best answers for you that we can!

Ocean Point can help you find a reputable local water restoration company to start the water mitigation and mold remediation process. Then we will discuss your claim as well as your options and start your claim. We will take the stress out of the situation and deal with the insurance company on your behalf. To get started, call us at (888) 824-1306 today!

Find a Water Damage Public Adjuster Near Me

Let us help with your water damage claims

Even minor water damage can be stressful as the insurance company may issue a water damage claim denial if the cause of the loss isn’t covered. Your policy may even have a limited water damage endorsement. It is important to seek the advice of a licensed water damage public adjuster. Often Ocean Point is able to prove to the insurance company why and how they may be improperly applying the limited water damage endorsement. We have a very high success rate at overturning denials. Are you thinking to yourself, how do I find a public adjuster near me? Call Ocean Point and find out how we often get clients up to 747% more than if they were to handle the claim on their own.

Common Water Damage Causes

  • Broken supply line leak
  • Broken or burst pipe leak
  • Ice maker line leak
  • Dishwasher leak
  • P-trap leak
  • Water Filtration System leak
  • Bathroom leak
  • Skylight leak
  • Fire sprinkler leak
  • Garbage disposal leak
  • Plumbing leak inside of wall or ceiling
  • Roof leak
  • Window leak
  • Air Conditioner or HVAC leak
  • Chimney leak
  • Toilet leak
  • Shower pan leak
  • Water Heater leak
  • Sewer Backup
  • Washing Machine leak
  • Kitchen leak
  • Attic leak

Vendor Network Types

  • Water damage restoration companies
  • Water extraction
  • Water cleanup
  • Water removal
  • Carpet water damage
  • Mold removal company
  • Mold remediation companies
  • Black mold
  • Mold testing
  • Plumber
  • HVAC technician
  • Window repair
  • Roofer
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