Water Damage Insurance Claims in Florida
Get Help From Licensed Florida Public Adjusters Who Maximize Your Settlement
Water damage can devastate a property in minutes and the effects can linger long after the water is gone. Whether caused by a sudden pipe burst, a roof leak during a storm, an overflowing appliance, or hidden plumbing failures inside your walls, water can create extensive structural damage, mold growth, and expensive repairs.
Ocean Point Claims Company helps homeowners, condo associations, and businesses across Florida file and win water damage insurance claims with fast, accurate documentation and strong negotiation. We work for you, not the insurance company, and our priority is securing the full settlement your policy promises.
Experts in All Types of Water Damage Claims
Insurance companies often try to minimize water damage claims by labeling them as maintenance issues or pre existing problems. Our licensed Florida public adjusters know how to prevent that from happening. We investigate the cause of loss, document every area affected by water, and prove the full scope of your damage with industry grade tools and photos.
We help clients recover from:
- Pipe bursts and plumbing failures
- Air conditioner leaks and condensate line backups
- Roof leaks during storms or heavy rain
- Overflowing appliances and fixtures
- Water intrusion through windows or exterior walls
- Slow leaks that resulted in sudden visible water damage
- Water related mold contamination
Our team understands how insurance policies define sudden and accidental water losses and we make sure your claim reflects those standards.
Hidden Water Damage Can Cause Serious Problems
Water damage is not always visible right away. Moisture can travel behind walls, under flooring, and into ceilings where it causes long term structural issues. Insurance companies frequently overlook these areas unless you have a trained expert on your side.
Ocean Point Claims Company uses moisture meters, thermal imaging, and detailed inspection techniques to identify all impacted areas. We include damaged drywall, insulation, baseboards, cabinetry, electrical components, and flooring in your water damage insurance claim so nothing gets left out of your settlement.
Water Damage and Mold Claims
Florida’s hot and humid climate can cause mold growth within 24 to 48 hours after water intrusion. Mold can affect air quality, cause health concerns, and lead to major remediation expenses.
Our adjusters make sure your mold damage insurance claim includes:
- Mold testing and remediation
- Moisture removal and dehumidification
- Removal and replacement of affected building materials
- Repairs required to prevent future mold growth
Insurance companies often try to exclude or limit mold coverage, so it is critical to have a public adjuster who understands policy language and how to secure maximum compensation.
Water Damage in Condo and HOA Communities
Water losses in condos and HOA properties often affect multiple units, shared plumbing lines, and common areas. Claims can quickly become complicated since responsibility may fall under a master policy, an HO 6 policy, or both.
Ocean Point Claims Company coordinates with association boards, property managers, and unit owners to determine coverage and prevent unnecessary disputes. We handle communication with all insurers involved and make sure every unit affected by water damage receives proper compensation.
Get the Settlement You Deserve - We represent you, not the insurance company
Do not let your insurance company decide what your property is worth. We fight for homeowners, condo associations, and businesses to receive full payment for every storm, hurricane, and tornado damage claim. Call (561) 922-7304 today or request a free claim review.
Commercial Water Damage Claims
Businesses can suffer major interruptions when water damage affects inventory, equipment, and day to day operations. Ocean Point manages commercial water damage insurance claims for retail locations, restaurants, offices, and industrial buildings throughout Florida.
We document structural damage, business interruption losses, and repair estimates so you receive a settlement that reflects the full financial impact of the event.
Was Your Water Damage Claim Denied or Underpaid
Insurance companies frequently underpay water damage claims by blaming the issues on wear and tear, improper maintenance, or excluded causes of loss. If your claim was denied or lowballed, Ocean Point Claims Company can reopen it and fight for the amount you should have received.
We provide new evidence, correct policy misinterpretations, and present clear documentation that supports your claim. You deserve a settlement based on the true cost of restoring your home or business, not the insurer’s shortcut estimate.
Why Florida Property Owners Trust Ocean Point Claims Company
Water damage is one of the most common and costly types of property loss in Florida. Our public adjusters know how to identify damage that insurer adjusters miss and how to negotiate settlements that reflect the real cost of repairs.
Clients choose us because we offer:
- Licensed Florida public adjusters with water damage expertise
- Detailed inspection and moisture mapping
- Accurate documentation for all affected areas
- Experience with mold, plumbing, and roof related water losses
- No recovery, no fee representation
- Fast response when water damage occurs
From Stuart to West Palm Beach and across the Treasure Coast, we help property owners recover quickly and confidently after water damage.