Professional insurance claim loss consultants
PLAINTIFF ATTORNEY/LAWYER - INSURANCE LOSS CONSULTING SERVICES
Ocean Point Claims Company has extensive experience working for the insurance companies in the past. We assist insurance lawyers in obtaining documentation for their clients facing property damage claims. We assess the damages and ensure that you receive all of the proper loss documentation necessary to achieve a fair settlement for your client.
What is a loss consultant? How do they benefit the insured through the claim process?
It is fair to say that a loss consultant is the eyes and the ears for an insurance claim law firm. Loss consultants evaluate, estimate / appraise, document and photograph damages to your client’s property. The loss consultant ascertains the necessary details of the client’s loss as well as the direct and indirect damages that the insurance companies consistently fail to acknowledge. Our services provide plaintiff council with a file that results in significantly higher values of property damage reports. The reason for this is that the team of loss consultants at Ocean Point have worked for the carriers in the past. We know what the carrier is thinking. We have underpaid and denied thousands of insurance claims; therefore, we know how to document them in a way that sheds light on why coverage should be offered. We leave no stone unturned when investigating and providing a comprehensive and detailed repair or replacement report.
Why do loss consultants make such a difference?
Ocean Point Claims Company plays a pivotal role in reviewing your client’s insurance policy in light of the cause of damages and helps the insured and law firm navigate through a very complex mess of insurance policy language that is (as you know) is often strategically aimed to benefit only the insurance company. Our hands-on approach as loss consultants allow a law firm to fully understand what the insured is suffering and entitled to in order to restore their lives back to normal.
What qualifications do our loss consultant have?
The loss consultants at Ocean Point have extensive knowledge and experience handling all types of property damages for the following claim types: Fire / Smoke Damage, Water or Flood Damage, Storm Damage, Mold Damage, Vandalism Damage, Loss of Use (Business Interruption, ALE & FRV), Personal Property Damage. We can assist with commercial and homeowners claims alike. Our loss consultants also determine the need of obtaining services of experts that may be necessary and beneficial to the case. Experts that we work with are individuals such as, structural and forensic engineers, mold / air quality assessors, hygienist, fire investigation engineers and private investigators. Just as the insurance carriers utilize their experts to collaborate with their efforts to pay less, underpay, deny or simply to ignore claims, Ocean Point will also recommend which experts to involve for complete file documentation.
