Public Adjuster in West Palm Beach, Florida
Serving homeowners and businesses with insurance claim help
West Palm Beach Property Insurance Claims
West Palm Beach homeowners in Palm Beach County face unique insurance challenges due to the area’s coastal exposure, seasonal storms, and aging housing stock. From hurricane-force winds and heavy rain to plumbing failures and roof damage, property losses in West Palm Beach are common and often complex. When damage occurs, insurance claims can quickly become overwhelming, especially when coverage questions or low settlement offers arise.
Ocean Point Claims helps West Palm Beach homeowners manage property insurance claims with confidence. As licensed Florida public adjusters, we inspect the damage, document the full scope of loss, and communicate directly with the insurance company to help ensure claims are handled fairly and thoroughly.
Property Insurance Claims We Handle in West Palm Beach
Property damage in West Palm Beach can result from a wide range of events, many of which impact multiple areas of a home at once. Proper documentation is critical to ensuring nothing is overlooked.
We assist homeowners with insurance claims involving:
- Hurricane and storm damage
- Roof damage from wind and hail
- Water damage from leaks or burst pipes
- Fire and smoke damage
- Mold damage related to water intrusion
- Denied, delayed, or underpaid insurance claims
Each claim is evaluated based on the specific damage, policy language, and repair requirements involved.
Why Insurance Claims in West Palm Beach Are Often Underpaid
Insurance claims in West Palm Beach are frequently underpaid due to limited inspections, rushed evaluations, or narrow interpretations of coverage. Damage caused by wind-driven rain, roof uplift, or hidden moisture may not be fully identified during an initial visit.
In some cases, homeowners are presented with settlement offers that do not account for code requirements, material matching, or the true cost of restoring the property. Without thorough documentation and clear claim presentation, important elements of the loss can be missed.
How a West Palm Beach Public Adjuster Helps
Managing a property insurance claim requires time, documentation, and a clear understanding of how insurance companies evaluate damage. This can be difficult for homeowners to handle while also coordinating repairs and recovery.
Ocean Point Claims acts on behalf of West Palm Beach homeowners throughout the claims process. We conduct detailed inspections, review policy coverage, prepare accurate estimates, and communicate directly with the insurance company. Our goal is to ensure the claim reflects the full scope of covered damage and moves forward without unnecessary delays.
Ocean Point Claims Company offers:
- Free Inspection & Policy Review
- Available 24/7
- Stress Free Claim Help
- Professional Insurance Claim Representation
- Experienced Public Adjusters
- Homeowners and Commercial Insurance
- Significantly higher settlement when we are involved
- No Recovery, No Fee
- Licensed & Bonded
Don't Settle For Less! Start your claim now with a FREE Inspection.
Did you know homeowners with public adjusters recover significantly higher settlements than those who file alone?
Hiring a Public Adjuster leads to 747% MORE when we are involved. At Ocean Point Claims, our expertise often leads to faster payouts and stronger results.
Serving West Palm Beach and Palm Beach County
Ocean Point Claims works with homeowners throughout West Palm Beach and across Palm Beach County, including surrounding residential communities and coastal neighborhoods. Whether your property is located near the Intracoastal Waterway, inland neighborhoods, or surrounding residential areas, our approach remains consistent and thorough.
We understand the types of damage common in South Florida and how local conditions affect insurance claims.
Florida Insurance Claim Considerations
West Palm Beach insurance claims are influenced by Florida-specific regulations, policy language, and building code requirements. Understanding how insurers apply these standards is essential to achieving a fair outcome.
Working with a licensed Florida public adjuster helps ensure these considerations are addressed properly and that your claim is evaluated within the context of local insurance practices.
We respond 24/7—because every day delayed can cost you money.
Our Insurance Claim Process
Every claim we handle in West Palm Beach follows a structured approach designed to keep the process organized and efficient:
1. Review Your Policy & Claim File
We dive into your insurance policy, the insurer’s denial or settlement offer, and all relevant documentation to identify errors, overlooked damage, or misvaluations.
2. Document the Full Scope of Loss
Using contractors, engineers and restoration professionals, we compile a detailed estimate of what it takes to repair or replace the damage. This ensures you’re positioned for a full recovery.
3. Negotiate and Appeal on Your Behalf
We engage directly with the insurance company, submit the corrected scope of damage, challenge low offers and push for a settlement that reflects your losses, not theirs.
4. Keep You Informed & Protected
Insurance claims can be complex and frustrating. We keep you updated at every stage so you understand your rights, options and next steps.
FAQ
Do I need a public adjuster in West Palm Beach, Florida?
Many West Palm Beach homeowners choose to work with a public adjuster when an insurance claim feels delayed, confusing, or underpaid. A public adjuster represents the policyholder and helps manage inspections, documentation, and communication with the insurance company.
How long does an insurance claim take in West Palm Beach?
Insurance claim timelines in West Palm Beach vary based on the type of damage and insurer response. Some claims resolve quickly, while others take longer due to inspections, documentation, or coverage questions.
What types of insurance claims do you handle in West Palm Beach?
Ocean Point Claims assists West Palm Beach homeowners with hurricane and storm damage, roof damage, water damage, fire and smoke damage, mold-related losses, and denied or underpaid insurance claims. Coastal exposure in Palm Beach County often leads to complex damage scenarios.
Will hiring a public adjuster increase my insurance premiums?
No. Hiring a public adjuster does not increase insurance premiums. Public adjusters work to ensure claims are evaluated fairly based on documented damage and policy coverage.
Do you offer free claim evaluations in West Palm Beach?
Yes. Ocean Point Claims offers free insurance claim evaluations for West Palm Beach homeowners. There are no upfront fees, and we only get paid if your claim settles.