Florida Property Damage Insurance Claims
Licensed Florida Public Adjusters Who Maximize Every Insurance Settlement
Florida Public Adjusters for Every Kind of Property Damage
When disaster strikes your home, condo, or business, you deserve more than a lowball offer from your insurance company. At Ocean Point Claims Company, our licensed Florida public adjusters specialize in getting property owners the full settlements they deserve — not what the insurer wants to pay. We handle all types of Florida property damage insurance claims, including hurricane, storm, roof, fire, water, and mold losses. Whether your claim has been denied, delayed, or underpaid, our experts step in to inspect the damage, document every detail, and fight for the maximum settlement under your policy.
Unlike insurance company adjusters, we work exclusively for you — the policyholder. From Stuart to West Palm Beach and across the Treasure Coast, our experienced team helps homeowners, condo associations, HOA associations, and commercial property owners recover quickly after any kind of loss.
Types of Property Damage Claims We Handle
Below are the most common types of Florida property insurance claims we manage for homeowners, associations, and commercial properties across the state.
Hurricane, Wind & Storm Damage
When hurricanes, tropical storms, or high winds strike, your roof, windows, and exterior can take a beating. Our adjusters handle every detail — from hail and tornado damage to roof leaks and wind-driven rain — to ensure you’re paid what your policy truly covers. Ocean Point’s experts inspect, document, and negotiate your Florida hurricane damage claim for a fast, fair settlement.
Fire & Smoke Damage
After a fire, the destruction often goes beyond the flames. Soot, smoke, and water from firefighting can damage everything from walls to wiring. Our licensed Florida public adjusters handle inspection, cleanup documentation, and full policy review to recover every eligible cost in your fire damage insurance claim.
Water & Plumbing Damage
Leaky pipes, overflows, and hidden water intrusion can cause extensive structural and mold damage. Our team uses advanced moisture detection and documentation to uncover every affected area. We help homeowners and businesses recover for pipe bursts, plumbing leaks, and water overflow losses under their policy.
Mold Damage
Even a small leak can create costly mold growth and air-quality issues. We investigate the source, measure contamination levels, and coordinate with licensed remediation specialists. Ocean Point ensures your mold damage insurance claim includes cleanup, prevention, and all related repair costs.
Roof & Structural Leaks
Storm damage, aging roofs, or poor installation can lead to costly interior leaks. Our public adjusters document every layer of the problem — from shingles to ceiling drywall — to ensure your roof leak insurance claim is covered. We help homeowners, HOAs, and condo associations recover quickly from roof and water intrusion losses.
HOA & Condo Association Claims
Condo and HOA insurance claims often involve overlapping coverage and policy confusion. Our adjusters interpret both master and HO-6 policies, manage communication with multiple insurers, and help prevent unnecessary special assessments. We make sure your association — and your residents — get full payment for all covered damages.
Denied, Underpaid, or Delayed Claims
Has your insurance company denied your claim or offered far less than it’s worth? We reopen denied and underpaid claims, present new documentation, and fight for the full value of your loss. Ocean Point’s public adjusters know the tactics insurers use — and how to win the payout you deserve.
Other Covered Claim Types
We also help with:
- Sinkhole damage and structural collapse
- Lightning, hail, and tornado damage
- Vandalism and theft claims
- Flood damage and hidden water losses
- Loss of use
- Business Interruption
Why Florida Property Owners Trust Ocean Point
- Licensed Florida Public Adjusters
- 24/7 emergency response for storm and water damage
- No recovery, no fee
- Detailed documentation, inspections, and expert estimates
- Proven results across residential, commercial, HOA, and condo claims
Get the Settlement You Deserve!
Don’t let your insurance company dictate what your claim is worth. Ocean Point Claims Company’s licensed Florida public adjusters work only for you — not the insurer.
Call (561) 922-7304 today or request a free claim review to get started.
Why Florida Homeowners Trust Ocean Point Claims Company
When it comes to property damage insurance claims in Florida, experience and strategy make all the difference. Ocean Point Claims Company has earned a reputation for getting results by uncovering hidden damage, challenging unfair insurer estimates, and securing maximum settlements for residential, commercial, and association clients statewide. From hurricane and storm damage to complex denied and underpaid insurance claims, our team brings expertise, technology, and persistence to every case. When your property and peace of mind are on the line, trust the licensed Florida public adjusters who work for you, not the insurance company.